Built by Indian professionals, for Indian realities

CanIRetire.in was created to address a simple problem: most retirement calculators don't understand Indian financial products, inflation rates, or family responsibilities.

Our Mission

We believe every Indian professional deserves access to realistic, privacy-first retirement planning tools that understand EPF, PPF, NPS, dual inflation (lifestyle vs medical), and cultural financial goals like children's education and weddings.

Our goal is to provide clarity, not sell products. We're building an educational platform that helps you ask better questions and make informed decisions about your retirement.

Who We Are

CanIRetire.in is built and maintained by Indian fintech professionals with backgrounds in software engineering, financial modeling, and product development. Our team has experience working with:

Enterprise financial systems and risk modeling
Indian regulatory frameworks (SEBI, RBI, IRDAI)
Privacy-first architecture and data protection (DPDP Act compliance)
Consumer fintech products serving millions of Indian users

Our Approach

We use conservative assumptions and India-specific parameters:

Dual inflation modeling: 6-7% for lifestyle, 12-14% for healthcare (reflecting Indian medical inflation reality)
Bucket strategy: Three-bucket time-based allocation (0-3 years safety, 3-7 years stability, 7+ years growth)
Indian longevity: Planning for age 85-95 based on improving life expectancy in urban India
Real expenses: Understanding of tier-1 vs tier-2/3 city living costs, family obligations, and lifestyle patterns

Privacy & Trust

We deliberately avoid collecting sensitive identifiers:

No PAN or Aadhaar numbers
No bank account details or net-banking logins
No credit card information
No UPI PINs or financial passwords

All data is stored in Indian servers (GCP asia-south1, Mumbai) in compliance with India's Digital Personal Data Protection Act, 2023. You can delete your data anytime.

Not Financial Advice

CanIRetire.in is an educational planning tool, not a SEBI-registered investment advisory service. We provide models, projections, and AI-generated explanations to help you understand your retirement readiness, but we do not recommend specific securities or investment products.

Use our insights as inputs for discussions with qualified financial advisers or certified financial planners who can provide personalized advice based on your complete financial situation.

Contact Us

Have questions, feedback, or suggestions? We'd love to hear from you.

For general inquiries: hello@caniretire.in

For privacy or data deletion requests: hello@caniretire.in